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How to Cancel an Afterpay Order and What to Expect

If you want to cancel an order made with Afterpay, start by reaching out to the merchant. Afterpay handles payments, not cancellations, so the merchant must confirm before your payment plan updates.

4 min read
A person holding a smartphone displaying an Afterpay order confirmation screen.
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If you want to cancel an order you placed using Afterpay, the first step is to contact the merchant where you made the purchase. Afterpay does not handle cancellations directly because it only manages the payment plan, not the order itself. Once the merchant confirms your cancellation, Afterpay will update or stop your payment schedule based on that confirmation and your payment status.

Can I cancel my Afterpay order directly through Afterpay?

No, you generally cannot cancel an Afterpay order directly through Afterpay. Afterpay is a payment service that manages your installment payments, but it does not control the order or its cancellation. To cancel your purchase, you must contact the merchant where you bought the item. The merchant decides if and when an order can be canceled or refunded. Afterpay adjusts payments only after the merchant confirms the cancellation.

How do I cancel my Afterpay order with the merchant?

  1. Find the merchant’s contact information on their website or in your order confirmation email.
  1. Contact their customer service as soon as possible by phone, email, or live chat. Tell them you want to cancel an order paid with Afterpay.
  1. Give them your order number and any details they need to locate your transaction.
  1. Request clear confirmation that your order has been canceled and ask about the refund process.
  1. Save all communications, including emails or reference numbers, as proof of cancellation.

If the merchant offers an online cancellation option in your account or order history, you can use it, but always verify the cancellation by contacting them directly to avoid misunderstandings.

A person speaking on the phone to a merchant to cancel an Afterpay order.

What happens to my Afterpay payments after cancellation?

After the merchant confirms your cancellation, they notify Afterpay to stop your payment schedule. If you haven’t made any payments yet, your payment plan will be canceled, and you won’t owe anything. If you’ve already paid some installments, Afterpay will usually refund those amounts after the merchant processes the cancellation and refund.

Your Afterpay app or online account will update to reflect the cancellation or refund status. The timing depends on how quickly the merchant communicates with Afterpay and processes the refund. Monitor your Afterpay account regularly to make sure payments have stopped or been refunded so you don’t pay for an order that no longer exists.

What if the merchant won’t cancel my order or Afterpay order cancellation isn’t supported?

If the merchant refuses to cancel your order or their system doesn’t allow cancellations after using Afterpay, you can still try other options. Ask the merchant about their return or dispute policies, since you might be able to return the item instead of canceling.

If you think the charge is incorrect and the merchant won’t cooperate, contact Afterpay customer support. They can explain how to dispute the payment or what options you have based on Afterpay’s policies.

Remember, Afterpay does not cancel orders but can assist with payment disputes. Acting quickly and keeping detailed records of your communications with the merchant will help resolve issues more smoothly.

How do I confirm my Afterpay order is canceled and avoid future charges?

After requesting cancellation from the merchant, check your Afterpay app or online account regularly. Look for updates showing the order is canceled or refunded and that upcoming payments have been removed or adjusted to zero.

If you see any scheduled payments still active after you received cancellation confirmation from the merchant, contact Afterpay support immediately.

Keep all cancellation confirmation emails or messages from the merchant as proof. Staying attentive to your Afterpay account helps you avoid unexpected charges and ensures your cancellation is processed.

A person looking at the Afterpay app on their smartphone to confirm an order cancellation.

Conclusion

The best way to cancel an Afterpay order is to contact the merchant as soon as possible. Afterpay updates your payment plan only after the merchant confirms the cancellation. If you encounter problems with the merchant, Afterpay support can help with disputes but cannot cancel orders directly. Always confirm your cancellation in the Afterpay account and keep all communications to prevent future payment issues.

Frequently Asked Questions

Can I cancel an Afterpay order after the merchant has shipped it?

Usually, once the order has shipped, you cannot cancel it directly through the merchant. Instead, you will need to follow their return process after you receive the item.

Will I be charged a fee if I cancel my Afterpay order?

Afterpay itself typically does not charge cancellation fees if you cancel before payments start or after a refund. However, merchant policies may vary, so check with the store.

How long does it take for Afterpay to update my payment schedule after cancellation?

The update depends on when the merchant notifies Afterpay and processes the refund. This can take a few business days. Checking your Afterpay account will show the current status.

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